The Health Insurance Marketplace is Open for Business!

From now until January 31, people in every state can visit HealthCare.gov to shop for affordable, quality health coverage.

This is our fourth Open Enrollment, and over the past three, we’ve learned a few things.

Coverage You Can Actually Afford

We know that one of the big barriers to coverage is that many people still don’t think they can afford it. Here’s the reality:  Most people shopping on HealthCare.gov will be able to find health coverage for less than $75 per month after tax credits. And about 85 percent of current Marketplace customers and uninsured Americans eligible for the Marketplace qualify for financial assistance to make coverage more affordable. Even people who didn’t qualify for tax credits last year may qualify this year, especially if their income changed or if they live in places where premiums have grown. Take a look on HealthCare.gov today to see if you qualify for financial assistance.

The Right Tools to Get You Covered

We know that people are using the tools on HealthCare.gov to find the best plan for themselves and their families – tools that help them search for plans that cover their doctor and the medications they need. People can even compare plans by how much they think they’d spend over the course of a year, given how often they would need care. Visit HealthCare.gov, and try it out yourself.

Shop and Save

We know that people who shop around can save money. Returning customers to HealthCare.govcould save if they take the time to shop around for more affordable plans on the Marketplace. Specifically, people could save an average of $682 in premiums over the course of the year if they select the lowest-cost plan in the same metal level they picked last year. Check out your options at HealthCare.gov.

Coverage without Bias

We know that people like the fact that they can’t be locked out of coverage because they have a pre-existing condition, or face annual or lifetime dollar limits on their coverage, or be charged more just because of their gender. These are benefits that the Affordable Care Act provides to everyone, no matter where they buy coverage.

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